a. Otonomos grants the User a non-exclusive, personal, non-transferable right to use the Service on your personal computer or other device that accesses the Internet in order to access and use the services available and described on the otonomos.com website (the website and all its functionality together being the "Service"), subject to the terms and conditions contained herein.

b. The Service is not for use by (i) minors and individuals under the age of 18 years, (ii) individuals who can be considered minors or under the age of majority adulthood in their specific jurisdiction(s) (iii) individuals accessing or using the Service from any jurisdiction in which it is illegal to do so. Otonomos does not have the ability to verify the legality of the Service in every jurisdiction, therefore it is entirely up to the User to determine whether or not their use of the Service is lawful.

c. Otonomos and its licensors are the sole holders of all rights in and to the Service and code, technology, organization and structure, architecture, including copyright, trade secrets, intellectual property and other rights. You may not: (a) copy, create derivative works, distribute, publish, reverse engineer, decompile, disassemble, modify, or translate the Otonomos website or the Service; or (b) use the Service that in any way is prohibited by applicable laws or regulations (each of the above herein defined as an "Unauthorized Use").

d. Otonomos reserves any and all rights implied or otherwise, which are not expressly granted to the User hereunder and retain all rights, title and interest in and to the Service. You agree that you will be solely liable for any damage, costs or expenses arising out of or in connection with the commission by you of any Unauthorized Use. You shall notify Otonomos immediately upon becoming aware of the commission by any person of any Unauthorized Use and shall provide Otonomos with reasonable assistance with any investigations it conducts in light of the information provided by you in this respect.

e. The term "Otonomos", its domain names and any other trade marks, or service marks used by Otonomos as part of the Service (the "Trade Marks"), are solely owned by Otonomos. In addition, all content on the website, including, but not limited to, the images, pictures, graphics, photographs, animations, videos, music, audio and text (the "Site Content") belongs to Otonomos and is protected by copyright and/or other intellectual property or other rights. You hereby acknowledge that by using the Service, you obtain no rights in the Site Content and/or the Trade Marks, or any part thereof. Under no circumstances may you use the Site Content and/or the Trade Marks without Otonomos's prior written consent. Additionally, you agree not to do anything that will harm or potentially harm the rights, including the intellectual property rights of Otonomos.

a. Otonomos disclaims any and all warranties, expressed or implied, in connection with the service which is provided to you "as is" and we provide you with no warranty or representation whatsoever regarding its quality, fitness for purpose, completeness or accuracy.

b. Regardless of Otonomos's efforts, Otonomos makes no warranty that the service will be uninterrupted, timely or error-free, or that defects will be corrected.

a. You agree to the rules of the Service provided and described on the otonomos.com website. Otonomos retains all authority over the issuing, maintenance, and closing of the Service. The decision of Otonomos's management, concerning any use of the Service, or dispute resolution, is final and shall not be open to review or appeal.

b. While we shall use reasonable efforts to ensure that availability of the Website, Otonomos Services shall be uninterrupted and that transmissions shall be error-free, this cannot be guaranteed. Also, User's access to the Website Otonomos Services may also be occasionally suspended or limited to allow for repairs, maintenance, or the introduction of new facilities or services. We shall attempt to limit the frequency and duration of any such suspension or restriction and use reasonable efforts to notify User in advance.

c. To the extent permitted by applicable law, we shall not be responsible for (i) losses that were not caused by any breach on our part, or (ii) any business loss (including loss of profits, revenue, contracts, anticipated savings, data, goodwill or wasted expenditure), or (iii) any indirect or consequential losses.

d. To the extent permitted under applicable law, we shall not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control.

e. User is responsible for maintaining the confidentiality of User's password and account, including the private key we issue to User, and any activities that occur using User's account or are signed for with User's private key. We shall not be liable to User or any entities for any loss or damage which may arise as a result of any failure by User to protect User's password, private key or account.

f. The User of the Otonomos Services are able to interact with certain information or content provided by us (including any share transfer forms, company incorporation forms and regulatory filing documentation) to create user-generated content. We shall not be liable for the accuracy, completeness or contents of any user generated content.

a. There is a risk of losing cryptocurrency & other funds of value when using the Service and Otonomos has no responsibility to you for any such loss;

b. Your use of the Service is at your sole option, discretion and risk;

c. You are solely responsible for any applicable taxes which may be payable on cryptocurrency traded or transacted by you through your using the Service;

d. The telecommunications networks, blockchain networks (such as Ethereum) and Internet access services required for you to access and use the Service are entirely beyond the control of Otonomos and Otonomos shall have no liability whatsoever for any outages, slowness, capacity constraints or other deficiencies affecting the same; and

e. You are (i) aged 18 or over, (ii) you are of the age of majority in your jurisdiction, (iii) you are accessing the Service from a jurisdiction in which it is legal to do so, (iv) you are not a Politically Exposed Person (PEP) nor are you on any U.S. or EU Sanctions lists or terrorism finance watchlists, and (v) that you will inform Otonomos immediately if you enter onto one of these lists or change your residence to a prohibited jurisdiction.

f. You warrant that should you discover a bug or error that may lead to an exploit of the Service or other loss of funds from Otonomos, you have the responsibility to notify Otonomos at admin@otonomos.com in a timely manner. Furthermore, any attempt by you to use such a discovered exploit or bug for illicit financial gain is illegal and strictly prohibited under this Agreement. Otonomos reserves the right to prosecute to the fullest extent of the law anyone who exploits or attempts to exploit the Service in an unlawful manner. Such exploits or bugs should be disclosed in a responsible manner and in strict confidence with admin@otonomos.com and no other entity.

a. Otonomos and its agents in the various jurisdictions are under various obligations to perform KYC, AML and general client Due Diligence as a condition to file with local Registries and/or provide the Services User requested. User's order of Services is subject to submitting the information requested from User and our indicated formation times commence from the moment Otonomos completed the review of all submitted documents.

b. All expenses related to the sourcing of KYC/AML/DD related documents are on User's behalf.

c. User represents, warrants and undertakes that it shall comply with all applicable laws and regulations when using the Website or engaging the Otonomos Services.

d. User shall indemnify Otonomos (and/or any of its affiliates) against any and all loss, damage, actions, judgements, claims, demands, costs, taxes and expenses (including legal and/or professional fees) howsoever incurred by Otonomos arising from User's breach of clause 6.a-c.

e. As part of its Services, Otonomos may provide User with the smart contract tools to create and distribute digital tokens on the Ethereum or other blockchains. In addition, Otonomos's Services may include guidance on best practices with regards to raising money for User's project, including the use of the OtoGO launchpool functionality ("OtoGO") which lets User offer tokens for reservation by stakers ("Stakers") who connect to User's launch pool site via a URL generated on behalf of User as part of its Service. Stakers can then connect their wallet to User launchpool and pre-order User tokens by locking digital assets in a smart contract. At the end of the Staking period, User can Lock Stakers' funds and activate a Distribution stage that transfers User tokens to the wallets Stakers connected with.

f. In respect of Section (e) above, Otonomos makes no warranty as to the merit, legality or juridical nature of any token creation, token reservation or token distribution as part of User's fundraise (including whether or not User's token is considered a security or financial instrument under any applicable Securities Laws). It is entirely the responsibility of User to determine the laws and regulations that apply to the distribution of User token and the need to require KYC/AML of the recipients of the User token. Irrespective of whether Otonomos as part of its future Service will provide User with tools to whitelist Stakers and enforce KYC by default, as a software development company, Otonomos has no role in determining the laws and regulations that may apply to the creation, transfer, reservation and distribution of User token, and the use of KYC/AML tools on Otonomos is completely at the discretion of User. Therefore, and at the sole behest of User and/or competent regulatory authorities: Otonomos reserves the right, at any time, to ask for any KYC documentation it deems necessary to determine the identity and location of a User. Otonomos reserves the right to restrict service and payment until identity is sufficiently determined.

g. Otonomos further reserves the right to share submitted KYC information and documentation to 3rd parties to verify the authenticity of submitted information, and the end User (you) agree to this by using the Service.

h. Otonomos reserves the right to confiscate any and all funds that are found to be in violation of relevant and applicable anti-money laundering (AML) and countering terrorism financing (CFT) laws and regulations, and to cooperate with the competent authorities when and if necessary.

i. Otonomos expressly prohibits and rejects the use of the Service for any form of illicit activity, including money laundering, terrorist financing or trade sanctions violations, consistent with various jurisdictions' laws, regulations and norms. To that end, the Service is not offered to individuals or entities on any Politically Exposed Persons (PEP) lists, or subject to any United States, European Union, or other global sanctions or watch lists. By using the Service, end users represent and warrant that they are not on any such lists.

a. User shall pay Otonomos in advance the fees set out on our Website for the relevant Otonomos Services it has ordered ("Fees") through a secure payment process incorporated into our Website, or by electronic invoice, which can be securely paid by credit card, debit card, bank wire or any major crypto currency.

b. If there are any fees for Otonomos Services that are not set out in the Website, we shall issue an invoice to User for such Otonomos Services provided. User shall pay us the fees set out in the invoice for such Otonomos Services on receipt of the invoice issued by us.

c. User acknowledges and agrees that completion of the online payment process referred to in this Section does not constitute our acceptance of User's offer to purchase the Otonomos Services from us. Our acceptance of User's order shall take place only on commencement of the Otonomos Services that User ordered from us. We reserve the right to decline an order for Otonomos Services for any reason and we will refund any fees prepaid if we decline an order, provided that no Otonomos Services have been used by User. We shall only ever commence provision of the Otonomos Services if full payment for the Fees has been received by us in advance.

d. During the online payment process, User shall be required to enter its payment details, which are disclosed directly to an independent third party payments processor. We do not collect or store this information and we do not have access at any time to User's payment details.

e. All payments are processed by an independent third party payment processor. We exclude all liability for any loss or damage that might arise from the processing of User's payment information, and the terms of service of that independent third party payment processor shall apply.

a. Without prejudice to any other rights, if a User breaches in whole or in part any provision contained herein, Otonomos reserves the right to take such action as it sees fit, including terminating this Agreement or any other agreement in place with the User and/or taking legal action against such User.

b. You agree to fully indemnify, defend and hold harmless Otonomos and its shareholders, directors, agents and employees from and against all claims, demands, liabilities, damages, losses, costs and expenses, including legal fees and any other charges whatsoever, howsoever caused, that may arise as a result of: (i) your breach of this Agreement, in whole or in part; (ii) violation by you of any law or any third party rights; and (iii) use by you of the Service.

a. Under no circumstances, including negligence, shall Otonomos be liable for any special, incidental, direct, indirect or consequential damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use (or misuse) of the Service even if Otonomos had prior knowledge of the possibility of such damages.

b. Nothing in this Agreement shall exclude or limit Otonomos's liability for death or personal injury resulting from its negligence.

a. No waiver by Otonomos of any breach of any provision of this Agreement (including the failure of Otonomos to require strict and literal performance of or compliance with any provision of this Agreement) shall in any way be construed as a waiver of any subsequent breach of such provision or of any breach of any other provision of this Agreement.

b. Nothing in this Agreement shall create or confer any rights or other benefits in favour of any third parties not party to this Agreement.

c. Nothing in this Agreement shall create or be deemed to create a partnership, agency, trust arrangement, fiduciary relationship or joint venture between you and Otonomos.

d. Otonomos may assign, transfer, charge, sub-license, or deal in any other manner with this Agreement, or subcontract any of its rights and obligations under this Agreement, to any other party.

e. This Agreement constitutes the entire understanding and agreement between you and Otonomos regarding the Service and supersedes any prior agreement, understanding, or arrangement between you and Otonomos.

a. Cryptocurrency values can fluctuate greatly in value depending on market conditions.

b. The user warrants that it is aware of the volatile nature of cryptocurrencies and holds Otonomos harmless for any loss or damages arising from such volatility.

a. When you request a refund, we will send you a Refund Form where you fill out the required refund information i.e. confirm the original method of payment including wallet address/bank account information.

b. Otonomos can provide a full refund of your order before KYC Due Diligence ("DD") and/or follow calls has commenced. Once initial work has commenced we will provide a refund with the incorporation costs and time-spent subtracted.

c. In the event where you are due to receive a partial refund, you can have the option to receive a company credit for the full amount.

d. Refunds are processed 30 - 60 days after the Refund Form has been returned to us. The funds will be sent to the provided payment details in the Refund Form.

e. All refunds once processed are final. Otonomos will not be re-issuing another attempt if the wallet address provided from the Refund Form is invalid.

f. No refunds will be paid out for orders older than 90 days. Clients who request a refund for an order that is 90 days or older will be provided with a company credit.

g. Refund Policy Update – AML Compliance
All refunds must be sent back to the original wallet address / bank account from which the funds were received. This policy is in place to comply with Anti-Money Laundering (AML) regulations and ensure secure transactions. If access to the wallet address is lost we will not be able to process the refund and you will be given a credit.

h. Important Notice for Payments from Centralized Exchanges:
If you made a payment from a centralized exchange account, we will be unable to process a refund. This is because exchange accounts use shared wallet addresses, meaning the wallet you sent funds from will not match the one you would receive them to. To avoid issues, please ensure payments are made from a wallet where you control the receiving address.

a. Definitions
"Referring Party": The individual or entity providing the referral code.
"Referred Client": A new client who uses the referral code to engage Otonomos' services.
"Qualifying Period": The first year from the date of the Referred Client's first paid order.

b. Eligibility
Only paying clients of Otonomos are eligible to become a Referring Party and receive a referral code. A Referred Client must be a new client who has not previously transacted with Otonomos.

c. Referral Discount
Referred Clients will receive a 5% discount on all invoices during the Qualifying Period. The discount applies from the moment the first order is paid.

d. Commission Structure
Otonomos shall pay the Referring Party a commission of 10% on the services purchased by the Referred Client during the Qualifying Period. Commissions will be calculated on the discounted invoice amount, after all applicable discounts have been applied. Government fees and taxes are excluded from both discount and commission calculations.

e. Commission Payment
Commissions will be paid quarterly, within 30 days of the quarter's end. Payments will only be made to a bank account or wallet address in the Referring Party's name. No payments will be made to third parties.

f. Program Termination and Modifications
Otonomos reserves the right to terminate or modify the referral program at any time without prior notice. Otonomos may revoke a Referring Party's participation in the program at its sole discretion.

g. Limitations and Exclusions
The referral program is void where prohibited by law.

h. Confidentiality
The Referring Party agrees to keep all information about Referred Clients confidential and not to use such information for any purpose other than participation in this referral program.

i. Indemnification
The Referring Party agrees to indemnify and hold Otonomos harmless from any claims, damages, or expenses arising from their participation in the referral program.

j. Governing Law and Jurisdiction
These T&Cs shall be governed by and construed in accordance with the laws of the Bahamas, and any disputes shall be subject to the exclusive jurisdiction of the courts of the Bahamas.

k. Severability
If any provision of these T&Cs is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

By participating in the referral program, the Referring Party acknowledges that they have read, understood, and agree to these Terms and Conditions.